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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,377 | $87,166-91.5% | $76,735-90.4% | $137,256-94.6% |
| Participation rate | 81.8% | 74.4%+7.5pp | 69.5%+12.3pp | 80.0%+1.9pp |
| Annual return | 25.94% | 26.50%-0.6pp | 29.77%-3.8pp | 220.34%-194.4pp |
| Employer contribution / active EE | $984 | $2,904-66.1% | $2,454-59.9% | $4,156-76.3% |
| Participant deferral / active EE | $1,359 | $4,726-71.2% | $4,088-66.8% | $6,407-78.8% |
| Admin fee / account holder | $314 | $8,403-96.3% | $7,189-95.6% | $12,270-97.4% |