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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,377 | $88,996-91.7% | $78,004-90.5% | $138,895-94.7% |
| Participation rate | 81.8% | 74.4%+7.5pp | 69.4%+12.4pp | 79.9%+1.9pp |
| Annual return | 25.94% | 28.03%-2.1pp | 31.07%-5.1pp | 145.39%-119.5pp |
| Employer contribution / active EE | $984 | $2,917-66.3% | $2,469-60.1% | $4,194-76.5% |
| Participant deferral / active EE | $1,359 | $4,724-71.2% | $4,092-66.8% | $6,396-78.8% |
| Admin fee / account holder | $314 | $8,807-96.4% | $7,578-95.9% | $12,562-97.5% |