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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,773 | $81,262-58.4% | $155,602-78.3% | $80,911-58.3% |
| Participation rate | 38.0% | 66.2%-28.2pp | 78.2%-40.2pp | 67.6%-29.6pp |
| Annual return | 13.13% | 33.34%-20.2pp | 64.81%-51.7pp | 35.63%-22.5pp |
| Employer contribution / active EE | $713 | $3,102-77.0% | $4,675-84.8% | $2,756-74.1% |
| Participant deferral / active EE | $1,595 | $3,451-53.8% | $5,629-71.7% | $4,297-62.9% |
| Admin fee / account holder | $1,812 | $7,992-77.3% | $15,923-88.6% | $6,935-73.9% |