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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,807 | $159,934-7.0% | $147,005+1.2% | $145,959+2.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 11.29% | 98.24%-87.0pp | 418.76%-407.5pp | 561.95%-550.7pp |
| Employer contribution / active EE | $4,258 | $5,287-19.5% | $4,934-13.7% | $4,661-8.6% |
| Participant deferral / active EE | $15,638 | $8,427+85.6% | $8,070+93.8% | $6,689+133.8% |
| Admin fee / account holder | $1,170 | $15,053-92.2% | $13,006-91.0% | $13,398-91.3% |