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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $445,335 | $108,825+309.2% | $156,181+185.1% | $82,448+440.1% |
| Participation rate | 100.0% | 72.4%+27.6pp | 78.8%+21.2pp | 68.1%+31.9pp |
| Annual return | 19.26% | 20.59%-1.3pp | 64.87%-45.6pp | 41.64%-22.4pp |
| Employer contribution / active EE | $11,161 | $2,870+288.9% | $4,294+159.9% | $2,551+337.5% |
| Participant deferral / active EE | $9,122 | $4,577+99.3% | $6,132+48.8% | $4,139+120.4% |
| Admin fee / account holder | $932 | $9,341-90.0% | $14,586-93.6% | $7,234-87.1% |