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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,868 | $110,410-17.7% | $102,437-11.3% | $145,897-37.7% |
| Participation rate | 73.3% | 77.9%-4.6pp | 74.5%-1.2pp | 80.3%-7.0pp |
| Annual return | 45.54% | 24.85%+20.7pp | 24.95%+20.6pp | 552.29%-506.8pp |
| Employer contribution / active EE | $2,828 | $4,217-32.9% | $3,871-26.9% | $4,663-39.4% |
| Participant deferral / active EE | $8,219 | $5,622+46.2% | $5,060+62.4% | $6,689+22.9% |
| Admin fee / account holder | $5,484 | $9,745-43.7% | $8,388-34.6% | $13,390-59.0% |