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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,641 | $160,028-5.9% | $147,080+2.4% | $145,884+3.3% |
| Participation rate | 93.3% | 84.0%+9.3pp | 82.2%+11.2pp | 80.3%+13.0pp |
| Annual return | 8.98% | 98.60%-89.6pp | 420.17%-411.2pp | 551.85%-542.9pp |
| Employer contribution / active EE | $2,661 | $5,286-49.7% | $4,933-46.1% | $4,662-42.9% |
| Participant deferral / active EE | $5,952 | $8,422-29.3% | $8,066-26.2% | $6,690-11.0% |
| Admin fee / account holder | $2,276 | $15,030-84.9% | $12,989-82.5% | $13,392-83.0% |