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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,593 | $106,864-36.7% | $147,318-54.1% | $82,637-18.2% |
| Participation rate | 98.6% | 75.5%+23.1pp | 82.1%+16.5pp | 68.1%+30.6pp |
| Annual return | 197.68% | 27.49%+170.2pp | 70.43%+127.2pp | 53.51%+144.2pp |
| Employer contribution / active EE | $3,243 | $3,417-5.1% | $4,593-29.4% | $2,552+27.1% |
| Participant deferral / active EE | $7,345 | $6,496+13.1% | $7,906-7.1% | $4,126+78.0% |
| Admin fee / account holder | $3,404 | $8,415-59.5% | $13,708-75.2% | $7,339-53.6% |