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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,875 | $155,555-96.2% | $146,866-96.0% | $155,188-96.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 12.17% | 115.41%-103.2pp | 102.85%-90.7pp | 148.84%-136.7pp |
| Employer contribution / active EE | $2,487 | $4,647-46.5% | $4,425-43.8% | $4,248-41.4% |
| Participant deferral / active EE | $2,906 | $8,044-63.9% | $7,759-62.5% | $6,531-55.5% |
| Admin fee / account holder | $788 | $14,755-94.7% | $13,620-94.2% | $14,480-94.6% |