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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,995 | $111,785+42.2% | $93,669+69.7% | $145,877+9.0% |
| Participation rate | 57.9% | 74.2%-16.3pp | 68.7%-10.8pp | 80.3%-22.4pp |
| Annual return | 12.50% | 203.79%-191.3pp | 133.59%-121.1pp | 551.28%-538.8pp |
| Employer contribution / active EE | $1,929 | $3,096-37.7% | $2,424-20.4% | $4,663-58.6% |
| Participant deferral / active EE | $5,900 | $4,919+20.0% | $4,416+33.6% | $6,691-11.8% |
| Admin fee / account holder | $2,862 | $10,256-72.1% | $8,291-65.5% | $13,402-78.6% |