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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,995 | $111,878+42.1% | $93,727+69.6% | $145,897+9.0% |
| Participation rate | 57.9% | 74.2%-16.3pp | 68.7%-10.8pp | 80.3%-22.4pp |
| Annual return | 12.50% | 204.28%-191.8pp | 133.83%-121.3pp | 552.29%-539.8pp |
| Employer contribution / active EE | $1,929 | $3,092-37.6% | $2,421-20.3% | $4,663-58.6% |
| Participant deferral / active EE | $5,900 | $4,920+19.9% | $4,417+33.6% | $6,689-11.8% |
| Admin fee / account holder | $2,862 | $10,256-72.1% | $8,292-65.5% | $13,390-78.6% |