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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,886 | $78,690+171.8% | $161,489+32.4% | $87,485+144.5% |
| Participation rate | 89.8% | 67.5%+22.3pp | 78.7%+11.1pp | 68.9%+20.8pp |
| Annual return | 17.38% | 32.74%-15.4pp | 89.72%-72.3pp | 26.06%-8.7pp |
| Employer contribution / active EE | $3,095 | $2,588+19.6% | $4,268-27.5% | $2,596+19.2% |
| Participant deferral / active EE | $2,556 | $3,311-22.8% | $5,630-54.6% | $4,274-40.2% |
| Admin fee / account holder | $4,561 | $6,724-32.2% | $16,006-71.5% | $7,775-41.3% |