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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,321 | $81,358+110.6% | $155,556+10.1% | $80,959+111.6% |
| Participation rate | 89.7% | 66.3%+23.4pp | 78.2%+11.4pp | 67.7%+22.0pp |
| Annual return | 3.07% | 33.39%-30.3pp | 64.84%-61.8pp | 35.67%-32.6pp |
| Employer contribution / active EE | $0 | $3,106-100.0% | $4,675-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $3,044 | $3,455-11.9% | $5,631-45.9% | $4,300-29.2% |
| Admin fee / account holder | $4,888 | $7,994-38.8% | $15,885-69.2% | $6,925-29.4% |