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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,527 | $97,125-63.4% | $86,233-58.8% | $137,256-74.1% |
| Participation rate | 70.6% | 74.2%-3.6pp | 69.0%+1.6pp | 80.0%-9.4pp |
| Annual return | 16.52% | 74.19%-57.7pp | 61.39%-44.9pp | 220.34%-203.8pp |
| Employer contribution / active EE | $1,389 | $2,841-51.1% | $2,504-44.5% | $4,156-66.6% |
| Participant deferral / active EE | $3,121 | $5,180-39.7% | $4,559-31.5% | $6,407-51.3% |
| Admin fee / account holder | $3,804 | $9,725-60.9% | $8,342-54.4% | $12,270-69.0% |