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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,100 | $100,139-71.9% | $85,187-67.0% | $145,884-80.7% |
| Participation rate | 90.9% | 74.1%+16.8pp | 67.5%+23.4pp | 80.3%+10.6pp |
| Annual return | 16.51% | 84.15%-67.6pp | 66.67%-50.2pp | 551.85%-535.3pp |
| Employer contribution / active EE | $1,942 | $3,238-40.0% | $2,732-28.9% | $4,662-58.3% |
| Participant deferral / active EE | $4,151 | $5,296-21.6% | $4,525-8.3% | $6,690-37.9% |
| Admin fee / account holder | $5,744 | $7,262-20.9% | $6,162-6.8% | $13,392-57.1% |