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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,119 | $102,595-24.8% | $94,057-18.0% | $154,746-50.2% |
| Participation rate | 88.9% | 76.0%+12.9pp | 73.3%+15.5pp | 80.7%+8.2pp |
| Annual return | 20.12% | 583.42%-563.3pp | 480.62%-460.5pp | 172.34%-152.2pp |
| Employer contribution / active EE | $13,168 | $3,147+318.4% | $2,933+349.0% | $4,379+200.7% |
| Participant deferral / active EE | $5,618 | $5,118+9.8% | $4,709+19.3% | $6,730-16.5% |
| Admin fee / account holder | $1,919 | $7,736-75.2% | $7,244-73.5% | $14,365-86.6% |