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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,119 | $114,013-32.4% | $103,693-25.6% | $155,188-50.3% |
| Participation rate | 88.9% | 75.2%+13.7pp | 72.6%+16.2pp | 80.8%+8.1pp |
| Annual return | 20.12% | 49.31%-29.2pp | 47.61%-27.5pp | 148.84%-128.7pp |
| Employer contribution / active EE | $13,168 | $3,131+320.5% | $2,920+350.9% | $4,248+210.0% |
| Participant deferral / active EE | $5,618 | $4,970+13.0% | $4,579+22.7% | $6,531-14.0% |
| Admin fee / account holder | $1,919 | $8,407-77.2% | $7,858-75.6% | $14,480-86.7% |