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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,119 | $72,071+7.0% | $68,368+12.8% | $137,256-43.8% |
| Participation rate | 88.9% | 76.2%+12.7pp | 73.8%+15.1pp | 80.0%+8.9pp |
| Annual return | 20.12% | 353.14%-333.0pp | 292.57%-272.5pp | 220.34%-200.2pp |
| Employer contribution / active EE | $13,168 | $2,788+372.3% | $2,649+397.1% | $4,156+216.8% |
| Participant deferral / active EE | $5,618 | $4,410+27.4% | $4,123+36.3% | $6,407-12.3% |
| Admin fee / account holder | $1,919 | $5,336-64.0% | $5,150-62.7% | $12,270-84.4% |