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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,502 | $114,119+13.5% | $107,187+20.8% | $138,895-6.8% |
| Participation rate | 75.0% | 78.1%-3.1pp | 75.0%0pp | 79.9%-4.9pp |
| Annual return | 19.12% | 273.21%-254.1pp | 204.55%-185.4pp | 145.39%-126.3pp |
| Employer contribution / active EE | $1,860 | $4,059-54.2% | $3,782-50.8% | $4,194-55.6% |
| Participant deferral / active EE | $3,770 | $5,538-31.9% | $5,096-26.0% | $6,396-41.1% |
| Admin fee / account holder | $2,366 | $10,024-76.4% | $9,162-74.2% | $12,562-81.2% |