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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,074 | $183,516+7.4% | $155,534+26.7% | $145,884+35.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 12.03% | 61.43%-49.4pp | 64.92%-52.9pp | 551.85%-539.8pp |
| Employer contribution / active EE | $4,420 | $5,315-16.8% | $4,675-5.5% | $4,662-5.2% |
| Participant deferral / active EE | $26,250 | $6,467+305.9% | $5,630+366.2% | $6,690+292.4% |
| Admin fee / account holder | $804 | $19,293-95.8% | $15,900-94.9% | $13,392-94.0% |