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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,197 | $52,353-76.7% | $120,225-89.9% | $82,448-85.2% |
| Participation rate | 98.0% | 58.3%+39.6pp | 69.6%+28.4pp | 68.1%+29.9pp |
| Annual return | 19.71% | 61.85%-42.1pp | 439.23%-419.5pp | 41.64%-21.9pp |
| Employer contribution / active EE | $0 | $1,510-100.0% | $3,475-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $2,889 | $2,627+10.0% | $3,999-27.7% | $4,139-30.2% |
| Admin fee / account holder | $1,071 | $4,363-75.4% | $5,696-81.2% | $7,234-85.2% |