Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 9-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,529 | $108,825-53.6% | $156,181-67.6% | $82,448-38.7% |
| Participation rate | 56.3% | 72.4%-16.1pp | 78.8%-22.6pp | 68.1%-11.8pp |
| Annual return | 18.63% | 20.59%-2.0pp | 64.87%-46.2pp | 41.64%-23.0pp |
| Employer contribution / active EE | $2,241 | $2,870-21.9% | $4,294-47.8% | $2,551-12.1% |
| Participant deferral / active EE | $4,346 | $4,577-5.1% | $6,132-29.1% | $4,139+5.0% |
| Admin fee / account holder | $1,158 | $9,341-87.6% | $14,586-92.1% | $7,234-84.0% |