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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,474 | $70,366+21.5% | $66,674+28.2% | $138,895-38.5% |
| Participation rate | 55.6% | 76.2%-20.6pp | 73.7%-18.1pp | 79.9%-24.4pp |
| Annual return | 15.64% | 386.41%-370.8pp | 321.24%-305.6pp | 145.39%-129.8pp |
| Employer contribution / active EE | $1,353 | $2,765-51.1% | $2,620-48.3% | $4,194-67.7% |
| Participant deferral / active EE | $2,260 | $4,374-48.3% | $4,084-44.7% | $6,396-64.7% |
| Admin fee / account holder | $5 | $5,262-99.9% | $5,098-99.9% | $12,562-100.0% |