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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,892 | $178,174-78.2% | $156,181-75.1% | $137,256-71.7% |
| Participation rate | 52.9% | 82.0%-29.1pp | 78.8%-25.9pp | 80.0%-27.0pp |
| Annual return | 18.98% | 84.19%-65.2pp | 64.87%-45.9pp | 220.34%-201.4pp |
| Employer contribution / active EE | $1,589 | $4,972-68.0% | $4,294-63.0% | $4,156-61.8% |
| Participant deferral / active EE | $4,755 | $6,888-31.0% | $6,132-22.5% | $6,407-25.8% |
| Admin fee / account holder | $253 | $17,404-98.5% | $14,586-98.3% | $12,270-97.9% |