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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,892 | $199,109-80.5% | $173,730-77.6% | $154,746-74.9% |
| Participation rate | 52.9% | 82.8%-29.9pp | 79.6%-26.6pp | 80.7%-27.8pp |
| Annual return | 18.98% | 20.02%-1.0pp | 19.96%-1.0pp | 172.34%-153.4pp |
| Employer contribution / active EE | $1,589 | $5,311-70.1% | $4,577-65.3% | $4,379-63.7% |
| Participant deferral / active EE | $4,755 | $7,113-33.1% | $6,326-24.8% | $6,730-29.4% |
| Admin fee / account holder | $253 | $20,916-98.8% | $17,523-98.6% | $14,365-98.2% |