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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,217 | $106,864-39.9% | $147,318-56.4% | $82,637-22.3% |
| Participation rate | 94.3% | 75.5%+18.8pp | 82.1%+12.2pp | 68.1%+26.2pp |
| Annual return | 26.50% | 27.49%-1.0pp | 70.43%-43.9pp | 53.51%-27.0pp |
| Employer contribution / active EE | $7,452 | $3,417+118.1% | $4,593+62.2% | $2,552+192.0% |
| Participant deferral / active EE | $6,708 | $6,496+3.3% | $7,906-15.2% | $4,126+62.6% |
| Admin fee / account holder | $9,434 | $8,415+12.1% | $13,708-31.2% | $7,339+28.6% |