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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,794 | $172,111-81.5% | $150,298-78.8% | $137,256-76.8% |
| Participation rate | 42.9% | 81.7%-38.9pp | 77.8%-34.9pp | 80.0%-37.1pp |
| Annual return | 13.00% | 69.37%-56.4pp | 62.79%-49.8pp | 220.34%-207.3pp |
| Employer contribution / active EE | $2,065 | $4,636-55.5% | $4,154-50.3% | $4,156-50.3% |
| Participant deferral / active EE | $1,767 | $6,166-71.3% | $5,453-67.6% | $6,407-72.4% |
| Admin fee / account holder | $6,891 | $16,471-58.2% | $14,116-51.2% | $12,270-43.8% |