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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,745 | $183,592-82.2% | $155,574-79.0% | $145,877-77.6% |
| Participation rate | 85.7% | 82.7%+3.0pp | 78.2%+7.5pp | 80.3%+5.4pp |
| Annual return | 7.28% | 61.37%-54.1pp | 64.87%-57.6pp | 551.28%-544.0pp |
| Employer contribution / active EE | $1,461 | $5,317-72.5% | $4,676-68.8% | $4,663-68.7% |
| Participant deferral / active EE | $2,994 | $6,466-53.7% | $5,629-46.8% | $6,691-55.3% |
| Admin fee / account holder | $20,167 | $19,316+4.4% | $15,914+26.7% | $13,402+50.5% |