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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,446 | $86,919-73.0% | $102,457-77.1% | $80,911-71.0% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.6%+32.4pp |
| Annual return | 25.30% | 18.90%+6.4pp | 29.41%-4.1pp | 35.63%-10.3pp |
| Employer contribution / active EE | $1,827 | $2,368-22.8% | $3,022-39.5% | $2,756-33.7% |
| Participant deferral / active EE | $3,533 | $4,119-14.2% | $5,054-30.1% | $4,297-17.8% |
| Admin fee / account holder | $820 | $8,049-89.8% | $9,451-91.3% | $6,935-88.2% |