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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,446 | $86,940-73.0% | $102,434-77.1% | $80,935-71.0% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.7%+32.3pp |
| Annual return | 25.30% | 18.89%+6.4pp | 29.46%-4.2pp | 35.66%-10.4pp |
| Employer contribution / active EE | $1,827 | $2,370-22.9% | $3,023-39.6% | $2,757-33.7% |
| Participant deferral / active EE | $3,533 | $4,121-14.3% | $5,055-30.1% | $4,299-17.8% |
| Admin fee / account holder | $820 | $8,047-89.8% | $9,462-91.3% | $6,924-88.2% |