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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,229 | $166,268-28.3% | $165,100-27.8% | $145,897-18.3% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 10.46% | 100.52%-90.1pp | 70.21%-59.8pp | 552.29%-541.8pp |
| Employer contribution / active EE | $2,640 | $5,284-50.0% | $4,348-39.3% | $4,663-43.4% |
| Participant deferral / active EE | $6,671 | $6,964-4.2% | $6,035+10.5% | $6,689-0.3% |
| Admin fee / account holder | $2,175 | $16,659-86.9% | $12,696-82.9% | $13,390-83.8% |