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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,875 | $102,938-49.6% | $94,105-44.9% | $138,895-62.7% |
| Participation rate | 63.6% | 74.6%-11.0pp | 71.9%-8.3pp | 79.9%-16.3pp |
| Annual return | 16.26% | 250.28%-234.0pp | 204.55%-188.3pp | 145.39%-129.1pp |
| Employer contribution / active EE | $0 | $2,732-100.0% | $2,504-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $11,495 | $4,196+173.9% | $3,881+196.2% | $6,396+79.7% |
| Admin fee / account holder | $24,359 | $6,600+269.1% | $6,199+292.9% | $12,562+93.9% |