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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,593 | $185,312+50.3% | $161,489+72.5% | $154,746+80.0% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 13.22% | 103.84%-90.6pp | 89.72%-76.5pp | 172.34%-159.1pp |
| Employer contribution / active EE | $13,133 | $4,769+175.4% | $4,268+207.7% | $4,379+199.9% |
| Participant deferral / active EE | $11,880 | $6,350+87.1% | $5,630+111.0% | $6,730+76.5% |
| Admin fee / account holder | $2,235 | $18,654-88.0% | $16,006-86.0% | $14,365-84.4% |