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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,136 | $101,653-61.5% | $147,080-73.4% | $74,459-47.4% |
| Participation rate | 88.9% | 75.6%+13.3pp | 82.2%+6.7pp | 67.2%+21.7pp |
| Annual return | 19.75% | 8754.98%-8735.2pp | 420.17%-400.4pp | 1369.70%-1349.9pp |
| Employer contribution / active EE | $2,372 | $3,813-37.8% | $4,933-51.9% | $2,626-9.7% |
| Participant deferral / active EE | $8,290 | $7,304+13.5% | $8,066+2.8% | $4,350+90.6% |
| Admin fee / account holder | $1,327 | $1,752-24.2% | $12,989-89.8% | $1,945-31.8% |