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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,136 | $101,591-61.5% | $147,096-73.4% | $74,429-47.4% |
| Participation rate | 88.9% | 75.5%+13.4pp | 82.2%+6.7pp | 67.2%+21.7pp |
| Annual return | 19.75% | 8746.45%-8726.7pp | 419.75%-400.0pp | 1368.38%-1348.6pp |
| Employer contribution / active EE | $2,372 | $3,813-37.8% | $4,936-51.9% | $2,625-9.6% |
| Participant deferral / active EE | $8,290 | $7,302+13.5% | $8,071+2.7% | $4,348+90.7% |
| Admin fee / account holder | $1,327 | $1,750-24.2% | $13,005-89.8% | $1,944-31.8% |