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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,233 | $147,556-67.3% | $129,031-62.6% | $198,609-75.7% |
| Participation rate | 83.3% | 77.2%+6.1pp | 73.4%+10.0pp | 82.4%+1.0pp |
| Annual return | 5.73% | 37.41%-31.7pp | 34.67%-28.9pp | 202.70%-197.0pp |
| Employer contribution / active EE | $0 | $3,645-100.0% | $3,226-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $1,950 | $5,760-66.1% | $5,217-62.6% | $6,977-72.0% |
| Admin fee / account holder | $1,241 | $15,467-92.0% | $13,208-90.6% | $19,030-93.5% |