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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,738 | $257,899-79.2% | $227,317-76.4% | $382,429-85.9% |
| Participation rate | 100.0% | 88.6%+11.4pp | 83.7%+16.3pp | 87.7%+12.3pp |
| Annual return | 12.23% | -6.88%+19.1pp | -6.47%+18.7pp | 248.85%-236.6pp |
| Employer contribution / active EE | $0 | $4,490-100.0% | $3,845-100.0% | $8,036-100.0% |
| Participant deferral / active EE | $1,888 | $4,249-55.6% | $4,124-54.2% | $5,727-67.0% |
| Admin fee / account holder | $2,372 | $12,635-81.2% | $12,529-81.1% | $30,732-92.3% |