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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,944 | $81,331-23.8% | $155,534-60.2% | $80,935-23.5% |
| Participation rate | 61.7% | 66.3%-4.6pp | 78.2%-16.6pp | 67.7%-6.0pp |
| Annual return | 11.19% | 33.37%-22.2pp | 64.92%-53.7pp | 35.66%-24.5pp |
| Employer contribution / active EE | $1,741 | $3,105-43.9% | $4,675-62.7% | $2,757-36.8% |
| Participant deferral / active EE | $10,535 | $3,454+205.0% | $5,630+87.1% | $4,299+145.0% |
| Admin fee / account holder | $28,636 | $7,999+258.0% | $15,900+80.1% | $6,924+313.6% |