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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,758 | $58,241-42.0% | $81,780-58.7% | $80,911-58.3% |
| Participation rate | 65.0% | 63.4%+1.6pp | 72.4%-7.4pp | 67.6%-2.6pp |
| Annual return | 13.02% | 41.73%-28.7pp | 776.27%-763.2pp | 35.63%-22.6pp |
| Employer contribution / active EE | $1,848 | $2,343-21.1% | $2,914-36.6% | $2,756-32.9% |
| Participant deferral / active EE | $2,590 | $3,283-21.1% | $4,321-40.0% | $4,297-39.7% |
| Admin fee / account holder | $3,186 | $4,973-35.9% | $7,384-56.9% | $6,935-54.1% |