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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,758 | $58,258-42.1% | $81,820-58.7% | $80,925-58.3% |
| Participation rate | 65.0% | 63.5%+1.5pp | 72.4%-7.4pp | 67.7%-2.7pp |
| Annual return | 13.02% | 41.76%-28.7pp | 777.93%-764.9pp | 35.65%-22.6pp |
| Employer contribution / active EE | $1,848 | $2,345-21.2% | $2,915-36.6% | $2,756-32.9% |
| Participant deferral / active EE | $2,590 | $3,284-21.1% | $4,323-40.1% | $4,299-39.7% |
| Admin fee / account holder | $3,186 | $4,976-36.0% | $7,391-56.9% | $6,940-54.1% |