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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,276 | $86,940-44.5% | $102,434-52.9% | $80,935-40.4% |
| Participation rate | 77.8% | 72.4%+5.4pp | 76.5%+1.3pp | 67.7%+10.1pp |
| Annual return | 12.63% | 18.89%-6.3pp | 29.46%-16.8pp | 35.66%-23.0pp |
| Employer contribution / active EE | $2,419 | $2,370+2.1% | $3,023-20.0% | $2,757-12.2% |
| Participant deferral / active EE | $3,585 | $4,121-13.0% | $5,055-29.1% | $4,299-16.6% |
| Admin fee / account holder | $3,858 | $8,047-52.1% | $9,462-59.2% | $6,924-44.3% |