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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,276 | $86,922-44.5% | $102,438-52.9% | $80,874-40.3% |
| Participation rate | 77.8% | 72.4%+5.4pp | 76.5%+1.3pp | 67.6%+10.1pp |
| Annual return | 12.63% | 18.90%-6.3pp | 29.37%-16.7pp | 35.62%-23.0pp |
| Employer contribution / active EE | $2,419 | $2,369+2.1% | $3,024-20.0% | $2,756-12.2% |
| Participant deferral / active EE | $3,585 | $4,119-12.9% | $5,054-29.1% | $4,297-16.6% |
| Admin fee / account holder | $3,858 | $8,050-52.1% | $9,448-59.2% | $6,935-44.4% |