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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,654 | $156,398+94.8% | $147,318+106.8% | $138,895+119.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 16.37% | 78.75%-62.4pp | 70.43%-54.1pp | 145.39%-129.0pp |
| Employer contribution / active EE | $22,565 | $4,853+364.9% | $4,593+391.3% | $4,194+438.0% |
| Participant deferral / active EE | $12,837 | $8,237+55.8% | $7,906+62.4% | $6,396+100.7% |
| Admin fee / account holder | $14,946 | $14,976-0.2% | $13,708+9.0% | $12,562+19.0% |