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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,465 | $160,070-81.0% | $147,117-79.3% | $145,897-79.1% |
| Participation rate | 60.0% | 84.0%-24.0pp | 82.2%-22.2pp | 80.3%-20.3pp |
| Annual return | 12.42% | 98.69%-86.3pp | 420.54%-408.1pp | 552.29%-539.9pp |
| Employer contribution / active EE | $2,717 | $5,285-48.6% | $4,932-44.9% | $4,663-41.7% |
| Participant deferral / active EE | $6,388 | $8,419-24.1% | $8,065-20.8% | $6,689-4.5% |
| Admin fee / account holder | $643 | $15,035-95.7% | $12,993-95.1% | $13,390-95.2% |