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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,244 | $172,111+46.6% | $150,298+67.8% | $137,256+83.8% |
| Participation rate | 83.3% | 81.7%+1.6pp | 77.8%+5.6pp | 80.0%+3.4pp |
| Annual return | 15.50% | 69.37%-53.9pp | 62.79%-47.3pp | 220.34%-204.8pp |
| Employer contribution / active EE | $2,498 | $4,636-46.1% | $4,154-39.9% | $4,156-39.9% |
| Participant deferral / active EE | $7,486 | $6,166+21.4% | $5,453+37.3% | $6,407+16.8% |
| Admin fee / account holder | $13,647 | $16,471-17.1% | $14,116-3.3% | $12,270+11.2% |