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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,244 | $174,379+44.7% | $152,093+65.8% | $138,895+81.6% |
| Participation rate | 83.3% | 81.6%+1.7pp | 77.8%+5.6pp | 79.9%+3.4pp |
| Annual return | 15.50% | 74.86%-59.4pp | 66.36%-50.9pp | 145.39%-129.9pp |
| Employer contribution / active EE | $2,498 | $4,652-46.3% | $4,175-40.2% | $4,194-40.4% |
| Participant deferral / active EE | $7,486 | $6,159+21.5% | $5,451+37.3% | $6,396+17.0% |
| Admin fee / account holder | $13,647 | $16,880-19.2% | $14,497-5.9% | $12,562+8.6% |