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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,652 | $108,911-54.4% | $100,392-50.5% | $145,884-66.0% |
| Participation rate | 58.8% | 83.0%-24.1pp | 81.5%-22.7pp | 80.3%-21.5pp |
| Annual return | 14.62% | 58.23%-43.6pp | 49.45%-34.8pp | 551.85%-537.2pp |
| Employer contribution / active EE | $0 | $4,420-100.0% | $3,941-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $11,216 | $8,459+32.6% | $8,090+38.6% | $6,690+67.7% |
| Admin fee / account holder | $8,833 | $9,698-8.9% | $7,904+11.8% | $13,392-34.0% |