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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,670 | $90,691-65.1% | $76,119-58.4% | $145,884-78.3% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 7.14% | 624.52%-617.4pp | 361.25%-354.1pp | 551.85%-544.7pp |
| Employer contribution / active EE | $3,478 | $3,329+4.5% | $2,693+29.2% | $4,662-25.4% |
| Participant deferral / active EE | $4,068 | $5,167-21.3% | $4,259-4.5% | $6,690-39.2% |
| Admin fee / account holder | $6,047 | $8,383-27.9% | $6,421-5.8% | $13,392-54.8% |