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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,101 | $213,785-32.1% | $185,441-21.8% | $155,188-6.5% |
| Participation rate | 92.3% | 83.2%+9.1pp | 80.3%+12.0pp | 80.8%+11.5pp |
| Annual return | 34.62% | 19.97%+14.6pp | 20.16%+14.5pp | 148.84%-114.2pp |
| Employer contribution / active EE | $4,711 | $5,393-12.7% | $4,672+0.8% | $4,248+10.9% |
| Participant deferral / active EE | $7,425 | $6,864+8.2% | $6,152+20.7% | $6,531+13.7% |
| Admin fee / account holder | $22,590 | $21,134+6.9% | $17,890+26.3% | $14,480+56.0% |