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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,101 | $178,174-18.6% | $156,181-7.1% | $137,256+5.7% |
| Participation rate | 92.3% | 82.0%+10.3pp | 78.8%+13.5pp | 80.0%+12.3pp |
| Annual return | 34.62% | 84.19%-49.6pp | 64.87%-30.3pp | 220.34%-185.7pp |
| Employer contribution / active EE | $4,711 | $4,972-5.3% | $4,294+9.7% | $4,156+13.3% |
| Participant deferral / active EE | $7,425 | $6,888+7.8% | $6,132+21.1% | $6,407+15.9% |
| Admin fee / account holder | $22,590 | $17,404+29.8% | $14,586+54.9% | $12,270+84.1% |