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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,101 | $199,109-27.1% | $173,730-16.5% | $154,746-6.2% |
| Participation rate | 92.3% | 82.8%+9.5pp | 79.6%+12.7pp | 80.7%+11.6pp |
| Annual return | 34.62% | 20.02%+14.6pp | 19.96%+14.7pp | 172.34%-137.7pp |
| Employer contribution / active EE | $4,711 | $5,311-11.3% | $4,577+2.9% | $4,379+7.6% |
| Participant deferral / active EE | $7,425 | $7,113+4.4% | $6,326+17.4% | $6,730+10.3% |
| Admin fee / account holder | $22,590 | $20,916+8.0% | $17,523+28.9% | $14,365+57.3% |