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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,308 | $72,071-85.7% | $68,368-84.9% | $137,256-92.5% |
| Participation rate | 73.7% | 76.2%-2.6pp | 73.8%-0.1pp | 80.0%-6.3pp |
| Annual return | 15.49% | 353.14%-337.7pp | 292.57%-277.1pp | 220.34%-204.9pp |
| Employer contribution / active EE | $633 | $2,788-77.3% | $2,649-76.1% | $4,156-84.8% |
| Participant deferral / active EE | $2,227 | $4,410-49.5% | $4,123-46.0% | $6,407-65.2% |
| Admin fee / account holder | $705 | $5,336-86.8% | $5,150-86.3% | $12,270-94.3% |