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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,060 | $126,661+58.7% | $113,397+77.3% | $138,895+44.8% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.5%+23.5pp | 79.9%+20.1pp |
| Annual return | 15.67% | 25.05%-9.4pp | 23.20%-7.5pp | 145.39%-129.7pp |
| Employer contribution / active EE | $6,876 | $3,456+98.9% | $2,977+130.9% | $4,194+63.9% |
| Participant deferral / active EE | $18,769 | $5,693+229.7% | $5,076+269.7% | $6,396+193.4% |
| Admin fee / account holder | $2,052 | $14,549-85.9% | $11,957-82.8% | $12,562-83.7% |