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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,671 | $76,522-10.3% | $56,033+22.6% | $145,884-52.9% |
| Participation rate | 25.0% | 63.2%-38.2pp | 52.5%-27.5pp | 80.3%-55.3pp |
| Annual return | 15.76% | 3014.28%-2998.5pp | 1711.38%-1695.6pp | 551.85%-536.1pp |
| Employer contribution / active EE | $531 | $1,382-61.6% | $1,041-49.0% | $4,662-88.6% |
| Participant deferral / active EE | $1,205 | $2,624-54.1% | $1,954-38.4% | $6,690-82.0% |
| Admin fee / account holder | $461 | $3,328-86.2% | $2,827-83.7% | $13,392-96.6% |