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| Provider | Service type | Compensation |
|---|---|---|
EDWARD JONES2 years Filed as: EDWARD D. JONES & CO., L.P. Service code 26 · EIN 43-0345811 | Advisory (Participants) | $15,180 |
Filed as: WILSHIRE ASSOCIATES INC (USA) Service code 26 · EIN 95-2755361 | Advisory (Participants) | $607 |
Filed as: JOHN HANCOCK LIFE INSURANCE CO Service code 15 · EIN 01-0233346 | Recordkeeping | $250 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,130 | $101,591-82.2% | $147,096-87.7% | $74,429-75.6% |
| Participation rate | 78.6% | 75.5%+3.1pp | 82.2%-3.6pp | 67.2%+11.4pp |
| Annual return | 13.30% | 8746.45%-8733.2pp | 419.75%-406.4pp | 1368.38%-1355.1pp |
| Employer contribution / active EE | $2,720 | $3,813-28.7% | $4,936-44.9% | $2,625+3.6% |
| Participant deferral / active EE | $3,592 | $7,302-50.8% | $8,071-55.5% | $4,348-17.4% |
| Admin fee / account holder | $206 | $1,750-88.2% | $13,005-98.4% | $1,944-89.4% |