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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,641 | $183,539-40.8% | $155,556-30.2% | $145,897-25.5% |
| Participation rate | 30.8% | 82.7%-51.9pp | 78.2%-47.5pp | 80.3%-49.5pp |
| Annual return | 14.12% | 61.31%-47.2pp | 64.84%-50.7pp | 552.29%-538.2pp |
| Employer contribution / active EE | $4,870 | $5,315-8.4% | $4,675+4.2% | $4,663+4.4% |
| Participant deferral / active EE | $7,080 | $6,467+9.5% | $5,631+25.7% | $6,689+5.8% |
| Admin fee / account holder | $1,001 | $19,275-94.8% | $15,885-93.7% | $13,390-92.5% |