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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,132 | $275,752-66.6% | $256,809-64.1% | $198,609-53.6% |
| Participation rate | 75.0% | 89.2%-14.2pp | 88.5%-13.5pp | 82.4%-7.4pp |
| Annual return | 18.44% | 34.81%-16.4pp | 32.73%-14.3pp | 202.70%-184.3pp |
| Employer contribution / active EE | $5,001 | $7,721-35.2% | $7,263-31.1% | $5,055-1.1% |
| Participant deferral / active EE | $9,664 | $10,037-3.7% | $9,520+1.5% | $6,977+38.5% |
| Admin fee / account holder | $467 | $25,716-98.2% | $25,146-98.1% | $19,030-97.5% |