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| Provider | Service type | Compensation |
|---|---|---|
MMA SECURITIES LLC2 years Filed as: MMA SECURITIES Service code 27 · EIN 22-3570392 | Advisory (Plan) | $31,336 |
Service code 37 · EIN 04-2647786 | Loan Processing | $28,157 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,028 | $50,919+2.2% | $155,556-66.6% | $77,762-33.1% |
| Participation rate | 52.0% | 63.1%-11.1pp | 78.2%-26.2pp | 70.6%-18.6pp |
| Annual return | 26.85% | 34.84%-8.0pp | 64.84%-38.0pp | 31.27%-4.4pp |
| Employer contribution / active EE | $3,954 | $1,991+98.5% | $4,675-15.4% | $2,728+44.9% |
| Participant deferral / active EE | $6,757 | $2,824+139.2% | $5,631+20.0% | $4,651+45.3% |
| Admin fee / account holder | $232 | $437-46.9% | $15,885-98.5% | $433-46.4% |