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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,079 | $117,846-72.8% | $102,434-68.7% | $145,884-78.0% |
| Participation rate | 66.7% | 78.6%-12.0pp | 76.5%-9.8pp | 80.3%-13.6pp |
| Annual return | 14.33% | 31.90%-17.6pp | 29.46%-15.1pp | 551.85%-537.5pp |
| Employer contribution / active EE | $2,113 | $3,615-41.5% | $3,023-30.1% | $4,662-54.7% |
| Participant deferral / active EE | $6,347 | $5,733+10.7% | $5,055+25.6% | $6,690-5.1% |
| Admin fee / account holder | $8,009 | $13,356-40.0% | $9,462-15.4% | $13,392-40.2% |