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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,130 | $124,425-62.1% | $112,040-57.9% | $137,256-65.7% |
| Participation rate | 50.0% | 79.3%-29.3pp | 76.5%-26.5pp | 80.0%-30.0pp |
| Annual return | 17.04% | 24.72%-7.7pp | 24.52%-7.5pp | 220.34%-203.3pp |
| Employer contribution / active EE | $1,915 | $3,411-43.9% | $2,954-35.2% | $4,156-53.9% |
| Participant deferral / active EE | $4,704 | $5,718-17.7% | $5,098-7.7% | $6,407-26.6% |
| Admin fee / account holder | $3,511 | $15,207-76.9% | $12,098-71.0% | $12,270-71.4% |