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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,496 | $160,028-83.4% | $147,080-82.0% | $145,884-81.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 15.77% | 98.60%-82.8pp | 420.17%-404.4pp | 551.85%-536.1pp |
| Employer contribution / active EE | $3,930 | $5,286-25.6% | $4,933-20.3% | $4,662-15.7% |
| Participant deferral / active EE | $6,248 | $8,422-25.8% | $8,066-22.5% | $6,690-6.6% |
| Admin fee / account holder | $1,728 | $15,030-88.5% | $12,989-86.7% | $13,392-87.1% |