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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,123 | $115,225-86.9% | $100,712-85.0% | $138,895-89.1% |
| Participation rate | 44.4% | 74.3%-29.9pp | 69.3%-24.8pp | 79.9%-35.5pp |
| Annual return | 22.62% | 40.35%-17.7pp | 33.27%-10.7pp | 145.39%-122.8pp |
| Employer contribution / active EE | $935 | $2,771-66.2% | $2,313-59.6% | $4,194-77.7% |
| Participant deferral / active EE | $1,987 | $4,699-57.7% | $4,085-51.4% | $6,396-68.9% |
| Admin fee / account holder | $172 | $10,844-98.4% | $9,256-98.1% | $12,562-98.6% |