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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,123 | $112,729-86.6% | $98,716-84.7% | $137,256-89.0% |
| Participation rate | 44.4% | 74.2%-29.8pp | 69.3%-24.8pp | 80.0%-35.5pp |
| Annual return | 22.62% | 38.48%-15.9pp | 31.81%-9.2pp | 220.34%-197.7pp |
| Employer contribution / active EE | $935 | $2,725-65.7% | $2,279-59.0% | $4,156-77.5% |
| Participant deferral / active EE | $1,987 | $4,640-57.2% | $4,048-50.9% | $6,407-69.0% |
| Admin fee / account holder | $172 | $10,129-98.3% | $8,703-98.0% | $12,270-98.6% |