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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,382 | $88,754-92.8% | $81,820-92.2% | $145,877-95.6% |
| Participation rate | 95.5% | 75.1%+20.4pp | 72.4%+23.1pp | 80.3%+15.2pp |
| Annual return | 14.08% | 1031.77%-1017.7pp | 777.93%-763.9pp | 551.28%-537.2pp |
| Employer contribution / active EE | $1,570 | $3,085-49.1% | $2,915-46.1% | $4,663-66.3% |
| Participant deferral / active EE | $1,772 | $4,648-61.9% | $4,323-59.0% | $6,691-73.5% |
| Admin fee / account holder | $957 | $8,424-88.6% | $7,391-87.1% | $13,402-92.9% |