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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,985 | $51,638-86.5% | $68,368-89.8% | $82,448-91.5% |
| Participation rate | 96.7% | 63.6%+33.1pp | 73.8%+22.9pp | 68.1%+28.6pp |
| Annual return | 24.05% | 37.53%-13.5pp | 292.57%-268.5pp | 41.64%-17.6pp |
| Employer contribution / active EE | $1,549 | $2,047-24.3% | $2,649-41.5% | $2,551-39.3% |
| Participant deferral / active EE | $1,725 | $2,914-40.8% | $4,123-58.1% | $4,139-58.3% |
| Admin fee / account holder | $1,830 | $4,643-60.6% | $5,150-64.5% | $7,234-74.7% |