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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,711 | $59,448-13.0% | $93,696-44.8% | $74,459-30.6% |
| Participation rate | 33.2% | 59.6%-26.5pp | 68.7%-35.5pp | 67.2%-34.0pp |
| Annual return | 11.28% | 82.11%-70.8pp | 133.74%-122.5pp | 1369.70%-1358.4pp |
| Employer contribution / active EE | $656 | $1,266-48.2% | $2,422-72.9% | $2,626-75.0% |
| Participant deferral / active EE | $1,375 | $3,052-54.9% | $4,417-68.9% | $4,350-68.4% |
| Admin fee / account holder | $2,250 | $3,027-25.7% | $8,287-72.9% | $1,945+15.7% |