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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,555 | $160,028-72.2% | $147,080-69.7% | $145,884-69.5% |
| Participation rate | 95.2% | 84.0%+11.2pp | 82.2%+13.1pp | 80.3%+14.9pp |
| Annual return | 14.51% | 98.60%-84.1pp | 420.17%-405.7pp | 551.85%-537.3pp |
| Employer contribution / active EE | $6,347 | $5,286+20.1% | $4,933+28.6% | $4,662+36.1% |
| Participant deferral / active EE | $18,255 | $8,422+116.8% | $8,066+126.3% | $6,690+172.9% |
| Admin fee / account holder | $5,065 | $15,030-66.3% | $12,989-61.0% | $13,392-62.2% |