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| Provider | Service type | Compensation |
|---|---|---|
STRATEGIC ADVISORS, INC.5 years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $34,617 |
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $20,152 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,552 | $129,227+39.7% | $184,260-2.0% | $77,736+132.3% |
| Participation rate | 91.7% | 87.4%+4.4pp | 86.8%+4.9pp | 70.6%+21.2pp |
| Annual return | 25.89% | 33.24%-7.3pp | 28.84%-3.0pp | 31.26%-5.4pp |
| Employer contribution / active EE | $10,577 | $4,412+139.7% | $6,427+64.6% | $2,728+287.8% |
| Participant deferral / active EE | $15,959 | $7,307+118.4% | $9,133+74.7% | $4,651+243.2% |
| Admin fee / account holder | $70 | $256-72.5% | $13,898-99.5% | $433-83.8% |