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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,400 | $160,028-27.3% | $147,080-20.9% | $145,884-20.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 8.99% | 98.60%-89.6pp | 420.17%-411.2pp | 551.85%-542.9pp |
| Employer contribution / active EE | $1,665 | $5,286-68.5% | $4,933-66.2% | $4,662-64.3% |
| Participant deferral / active EE | $28,905 | $8,422+243.2% | $8,066+258.3% | $6,690+332.1% |
| Admin fee / account holder | $35,181 | $15,030+134.1% | $12,989+170.9% | $13,392+162.7% |