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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,400 | $159,934-27.2% | $147,005-20.8% | $145,959-20.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 8.99% | 98.24%-89.3pp | 418.76%-409.8pp | 561.95%-553.0pp |
| Employer contribution / active EE | $1,665 | $5,287-68.5% | $4,934-66.3% | $4,661-64.3% |
| Participant deferral / active EE | $28,905 | $8,427+243.0% | $8,070+258.2% | $6,689+332.2% |
| Admin fee / account holder | $35,181 | $15,053+133.7% | $13,006+170.5% | $13,398+162.6% |